Privacy Policy
Effective Date: 01/26/2026
Home Secured Loans (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy explains how we collect, use, and protect your information when you visit our website or apply for our mortgage and secured lending services.
1. Information We Collect
We may collect personal and non-personal information when you interact with our website or use our services, including:
- Personal Information: Name, contact details, property information, financial information, and other details necessary to process loan applications.
- Non-Personal Information: Website usage data, IP address, browser type, and pages visited, which help us improve our website and services.
2. How We Use Your Information
- Processing loan applications and assessing your eligibility.
- Communicating with you regarding your application, services, and updates.
- Providing customer support and responding to inquiries.
- Improving our website, products, and services.
- Complying with legal obligations and protecting our legal rights.
3. Sharing Your Information
Home Secured Loans does not sell, rent, or trade your personal information to third parties. We may share your information in the following cases:
- With lawyers, title companies, or other service providers necessary to complete the registration of your loan on title.
- With regulatory authorities or government bodies as required by law.
- In connection with a business transaction, such as a sale or merger of our company.
4. Security of Your Information
We implement reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, disclosure, or misuse. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.
5. Your Rights
You have the right to:
- Access, update, or correct your personal information.
- Request deletion of your personal information, subject to legal or contractual obligations.
- Opt-out of marketing communications.
To exercise these rights, please contact us at: info@homesecuredloans.ca
6. Cookies and Tracking
We may use cookies or similar technologies to enhance your browsing experience, analyze website traffic, and personalize content. You may disable cookies through your browser settings; however, some features of the website may not function properly if cookies are disabled.
7. Third-Party Links
Our website may contain links to third-party websites. Home Secured Loans is not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies when visiting such websites.
8. Legal and Regulatory Compliance
Home Secured Loans operates as a private mortgage and secured lending company. All loans are registered on title through lawyers, and our approvals are equity-based. We are not a bank and do not accept public deposits. Information collected during loan applications may be used in accordance with applicable federal and provincial laws.
9. Updates to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. Updates will be posted on this page with the effective date. We encourage you to review this policy periodically.
10. Contact Us
If you have any questions or concerns regarding this Privacy Policy or how we handle your personal information, please contact us:
Home Secured Loans
18681 Horseshow Hill Road, Caledon Village, ON - L7K 2B9
info@homesecuredloans.ca
(416) 846-6842
